Why I'm not writing this guide
A CVV is the security code tied to a specific payment card. Selling or buying CVVs outside a cardholder's authorization means dealing in stolen financial data, and that is card fraud regardless of how a marketplace frames it. I can't write a buying guide, comparison, or fee breakdown for that activity, because the guide itself would be the harm.
What the activity actually is
When someone offers CVVs for sale, the data almost always comes from skimming devices, phishing pages, merchant data breaches, or malware on point-of-sale systems. The seller does not own the cards. Every transaction against those numbers is unauthorized, and the loss lands on the cardholder, the issuer, or the merchant.
Legal exposure
- In the United States, trafficking in unauthorized access devices is covered by 18 U.S.C. 1029, with penalties that escalate based on the number of cards and the dollar amount involved.
- Buyers, sellers, and the operators of the marketplace can all face charges, not just the person who runs the card.
- Civil liability and permanent payment-processing bans typically follow a conviction.
If you landed here for a different reason
People sometimes search this phrasing because they want to accept card payments on their own store without heavy fees, or because they want to check whether a site they found is legitimate. Those are solvable problems. For accepting payments, compare interchange-plus pricing against flat-rate processors and read the chargeback terms. For verifying a store, check whether the business has a real registration, a working support line, and refund terms you can find before checkout.
FAQ
Is there a legitimate market for card numbers? No. Issuers and networks do not sell cardholder data to the public. Any site claiming to is either a scam or a front for stolen data.
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Can I report a site like this? Yes. The FBI's Internet Crime Complaint Center and the FTC both accept reports, and your card issuer wants to know if your own number was exposed.
What should I do if my card data leaked? Call the number on the back of your card, ask for a replacement number, and review statements for small test charges.