Understanding Card Testing
Card testing is a technique used by cybercriminals to determine if a credit card is active and has sufficient funds. This process involves making small purchases, which are often below the card's fraud detection threshold, to gauge the card's validity.
Preventive Measures
- Monitor Your Statements Regularly
- Use Unique PINs
- Avoid Sharing Your Card Information
- Report Lost or Stolen Cards Immediately
Additional Tips
Keep your card in a secure place, and never leave it unattended in public. If you receive a call or email asking for your card details, be cautious as it could be a phishing attempt.
Conclusion
By following these preventive measures, you can significantly reduce the risk of your credit card being tested and protect your financial information.